Aflac - Horrible. Every time you call. You get a different answer.
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I had a heart cath done and at that time they found out that I had a 90% blockage. They then did a pecentanous angioplasty (PCI) Aflac is refusing to pay me for my angioplasty.
But can't give me a reason why. It's been almost a month since I sent in the claim.
I won't give up because I deserve what I pay for. I will be a thorn in their side until they pay me!!!!!
Reason of review: Problems with payment.
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I had a very similar ordeal. I failed a cardiac stress test and the cardiologist wanted a heart cath to isolate the issue and possibly install stents.
Before agreeing to the heart cath i verified with Aflac whether they would pay for the procedure and it "was" a covered procedure. During the procedure, the angioplasty discovered that the stress test itself was what failed and my heart was in good shape.
Aflac denied the claim based on the idea that i had an angiograph and not the angi0plasty as no stents or further work was done to my heart. Basically, they said that taking pictures of my heart is not a cardiac event.