I have the accident policy from Aflac for my whole family that essneitally amounts to supplemental insurance over and above my regular Blue Cross plan. My 8 year old son broke out some front teeth doing flips on our trampoline this past year.
We rushed him to the hospital to stop the bleeding, and then were sent to an orthodontist to handle the dental trauma. After my Blue Cross, i was out $3,800 out of pocket. Upon submitting all paperwork and doctor's reports, Aflac only paid $105, citing the accident required dental treatment, which they do not cover. The agent stated, "If your son had broken his arm, we would have paid $3,500 for this claim, but broken teeth, only $105".
Thanks Aflac for nothing! A complete waste of money.
Product or Service Mentioned: Aflac Claim.
Monetary Loss: $3695.